Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #federalreserve #wealthbuilding #seniorhousing #housingcrisis

Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #federalreserve #wealthbuilding #immigration #inflation #wages #joblessclaims

Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #federalreserve #wealthbuilding #homeequity

Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #federalreserve #wealthbuilding #studentloans #studentloandebt

Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #recession #recessionfears #recessionfears

Watch the full video here - https://www.youtube.com/watch?v=aMcYk33EyME Wall Street analyst Meredith Whitney, who predicted the 2008 financial crisis, shares her latest warning on credit, housing, and the economy. Is another crisis on the horizon? Don’t miss this sharp take from the “Oracle of Wall Street.” #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #capitalmarkets #credit #federalreserve #wealthbuilding #capitalgains #capitalgainstax #capitalgainstaxsolutions

Is Another Crisis Coming? Meredith Whitney on Credit, Housing & the Economy | The Big Picture This week on The Big Picture, Rich and Rob are joined by legendary Wall Street analyst Meredith Whitney, best known for predicting the 2008 financial crisis. In this must-watch interview, Meredith shares a bold new thesis on the state of credit markets, housing, and the real economy. Episode Highlights: Breaking down this week’s biggest mortgage and housing headlines The growing gap between Wall Street optimism and Main Street reality Rising credit stress and what it signals for consumers and investors Is homeownership still a viable path to building wealth? What the Fed's latest moves really mean Key indicators Meredith is watching now and what others are missing Whether you're an investor, homeowner, or simply trying to understand what’s next for the U.S. economy, this episode delivers clear, candid insight from one of the most respected voices in finance. Don’t forget to like, comment, and subscribe for more deep dives into credit markets, real estate trends, and economic shifts. #ChrismanCommentary #MortgageNews #MortgageIndustry #Mortgages #Mortgage #financialcrisis #greatrecession #MeredithWhitney #HousingMarket #CreditCrisis #EconomicOutlook #TheBigPicture #FinancePodcast #RealEstate #FedPolicy #WallStreetVsMainStreet #oracleofwallstreet #captialmarkets #credit #federalreserve #wealthbuilding

Watch the full video here - https://youtu.be/YqygKd09peQ Is Real Estate Headed for a Shakeup? James Dwiggins on Zillow, Brokerages, and Market Shifts This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for a candid conversation about the future of real estate. From new legislation banning trigger leads to major developments with Fannie Mae and Freddie Mac, this episode breaks down the most critical changes shaping the housing market in 2025. James shares his no-nonsense take on Zillow’s decision to delist Compass and Redfin properties, what it means for consumer control, and why many brokerages are falling behind. He also dives into what’s actually driving successful agent recruitment today and why outdated strategies are costing companies time and money. Whether you're a real estate agent, investor, or industry follower, this episode delivers timely, unfiltered insight you won't hear anywhere else. Subscribe for more real estate news, market trends, and expert analysis from leaders shaping the industry. #ChrismanCommentary #MortgageNews #RealEstate2025 #Zillow #TheBigPicturePodcast #HousingMarket #MortgageNews #FannieMae #Redfin #Compass #BrokerageTrends #RealtorNews #MortgageIndustry #mortgage #MortgageTech #artificialintelligence #ai #aiinmortgage #rocketmortgage

Watch the full video here - https://youtu.be/YqygKd09peQ Is Real Estate Headed for a Shakeup? James Dwiggins on Zillow, Brokerages, and Market Shifts This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for a candid conversation about the future of real estate. From new legislation banning trigger leads to major developments with Fannie Mae and Freddie Mac, this episode breaks down the most critical changes shaping the housing market in 2025. James shares his no-nonsense take on Zillow’s decision to delist Compass and Redfin properties, what it means for consumer control, and why many brokerages are falling behind. He also dives into what’s actually driving successful agent recruitment today and why outdated strategies are costing companies time and money. Whether you're a real estate agent, investor, or industry follower, this episode delivers timely, unfiltered insight you won't hear anywhere else. Subscribe for more real estate news, market trends, and expert analysis from leaders shaping the industry. #ChrismanCommentary #MortgageNews #RealEstate2025 #Zillow #TheBigPicturePodcast #HousingMarket #MortgageNews #FannieMae #Redfin #Compass #BrokerageTrends #RealtorNews #MortgageIndustry #mortgage #MortgageTech #artificialintelligence #ai #aiinmortgage #loanofficer #loanofficers

Watch the full video here - https://youtu.be/YqygKd09peQ Is Real Estate Headed for a Shakeup? James Dwiggins on Zillow, Brokerages, and Market Shifts This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for a candid conversation about the future of real estate. From new legislation banning trigger leads to major developments with Fannie Mae and Freddie Mac, this episode breaks down the most critical changes shaping the housing market in 2025. James shares his no-nonsense take on Zillow’s decision to delist Compass and Redfin properties, what it means for consumer control, and why many brokerages are falling behind. He also dives into what’s actually driving successful agent recruitment today and why outdated strategies are costing companies time and money. Whether you're a real estate agent, investor, or industry follower, this episode delivers timely, unfiltered insight you won't hear anywhere else. Subscribe for more real estate news, market trends, and expert analysis from leaders shaping the industry. #ChrismanCommentary #MortgageNews #RealEstate2025 #Zillow #TheBigPicturePodcast #HousingMarket #MortgageNews #FannieMae #Redfin #Compass #BrokerageTrends #RealtorNews #MortgageIndustry #mortgage #MortgageTech #artificialintelligence #ai #aiinmortgage

Watch the full video here - https://youtu.be/YqygKd09peQ Is Real Estate Headed for a Shakeup? James Dwiggins on Zillow, Brokerages, and Market Shifts This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for a candid conversation about the future of real estate. From new legislation banning trigger leads to major developments with Fannie Mae and Freddie Mac, this episode breaks down the most critical changes shaping the housing market in 2025. James shares his no-nonsense take on Zillow’s decision to delist Compass and Redfin properties, what it means for consumer control, and why many brokerages are falling behind. He also dives into what’s actually driving successful agent recruitment today and why outdated strategies are costing companies time and money. Whether you're a real estate agent, investor, or industry follower, this episode delivers timely, unfiltered insight you won't hear anywhere else. Subscribe for more real estate news, market trends, and expert analysis from leaders shaping the industry. #ChrismanCommentary #MortgageNews #RealEstate2025 #Zillow #TheBigPicturePodcast #HousingMarket #MortgageNews #FannieMae #Redfin #Compass #BrokerageTrends #RealtorNews #MortgageIndustry #mortgage #MortgageTech #artificialintelligence #ai #aiinmortgage #aiinrealestate

Watch the full video here - https://youtu.be/YqygKd09peQ Is Real Estate Headed for a Shakeup? James Dwiggins on Zillow, Brokerages, and Market Shifts This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for a candid conversation about the future of real estate. From new legislation banning trigger leads to major developments with Fannie Mae and Freddie Mac, this episode breaks down the most critical changes shaping the housing market in 2025. James shares his no-nonsense take on Zillow’s decision to delist Compass and Redfin properties, what it means for consumer control, and why many brokerages are falling behind. He also dives into what’s actually driving successful agent recruitment today and why outdated strategies are costing companies time and money. Whether you're a real estate agent, investor, or industry follower, this episode delivers timely, unfiltered insight you won't hear anywhere else. Subscribe for more real estate news, market trends, and expert analysis from leaders shaping the industry. #ChrismanCommentary #MortgageNews #RealEstate2025 #Zillow #TheBigPicturePodcast #HousingMarket #MortgageNews #FannieMae #Redfin #Compass #BrokerageTrends #RealtorNews #MortgageIndustry #mortgage #MortgageTech #artificialintelligence #ai #aiinmortgage

This week on The Big Picture, Rich and Rob welcome back James Dwiggins, CEO of NextHome, Inc., for another candid conversation about the state of real estate. Known for cutting through industry noise and calling things as he sees them, James will bring a no-nonsense perspective that aligns perfectly with the show's straightforward approach. With his reputation for saying what others won’t, listeners can expect a sharp, honest take on where the market is headed and who may be out of touch. The episode opens with a rundown of key developments expected to shape the industry. Among them are the Senate's unanimous approval of legislation aimed at banning trigger leads, growing speculation about the possible phase-out of Trimerge credit reports, and a significant upcoming meeting between FHFA Director Sandra Thompson, Treasury Secretary Scott Bessent, and SEC Chair Paul Atkins to discuss the long-deferred future of Fannie Mae and Freddie Mac. The conversation then shifts to the evolving brokerage landscape. James will unpack the implications of Zillow’s move to delist properties from Compass and Redfin, and what it may signal about control over the consumer relationship in today’s market. He will also explore what is actually driving successful agent recruitment in 2025 and why some firms continue to rely on outdated business strategies that no longer serve clients or their bottom line. For anyone working in or watching the housing industry, this episode will offer timely, unfiltered insight.

Watch the full video here - https://www.youtube.com/watch?v=o-vGn4btxQg This week on The Big Picture, Rich and Rob sit down with Dustin Owen of Lower and The Loan Officer Podcast to talk brand, influence, and leadership in the mortgage industry. They cover top headlines including Trump campaign scrutiny on LO comp, Senate pressure on Bill Pulte, GSE release tensions, and the latest jobs report impact on mortgage rates. Dustin also shares how he built TLOP, lessons from growing a personal brand, and where originators can find real opportunities in 2025. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage #loanorigination #realestate #loanofficersuccess #loanofficers

Watch the full video here - https://www.youtube.com/watch?v=o-vGn4btxQg This week on The Big Picture, Rich and Rob sit down with Dustin Owen of Lower and The Loan Officer Podcast to talk brand, influence, and leadership in the mortgage industry. They cover top headlines including Trump campaign scrutiny on LO comp, Senate pressure on Bill Pulte, GSE release tensions, and the latest jobs report impact on mortgage rates. Dustin also shares how he built TLOP, lessons from growing a personal brand, and where originators can find real opportunities in 2025. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage #loanorigination #realestate #loanofficersuccess #loanofficers

Watch the full video here - https://www.youtube.com/watch?v=o-vGn4btxQg This week on The Big Picture, Rich and Rob sit down with Dustin Owen of Lower and The Loan Officer Podcast to talk brand, influence, and leadership in the mortgage industry. They cover top headlines including Trump campaign scrutiny on LO comp, Senate pressure on Bill Pulte, GSE release tensions, and the latest jobs report impact on mortgage rates. Dustin also shares how he built TLOP, lessons from growing a personal brand, and where originators can find real opportunities in 2025. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage #loanofficer #mortgagelending #Mortgagelender #mortgagelenders

Watch the full video here - https://www.youtube.com/watch?v=o-vGn4btxQg This week on The Big Picture, Rich and Rob sit down with Dustin Owen of Lower and The Loan Officer Podcast to talk brand, influence, and leadership in the mortgage industry. They cover top headlines including Trump campaign scrutiny on LO comp, Senate pressure on Bill Pulte, GSE release tensions, and the latest jobs report impact on mortgage rates. Dustin also shares how he built TLOP, lessons from growing a personal brand, and where originators can find real opportunities in 2025. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage

Watch the full video here - https://www.youtube.com/watch?v=o-vGn4btxQg This week on The Big Picture, Rich and Rob sit down with Dustin Owen of Lower and The Loan Officer Podcast to talk brand, influence, and leadership in the mortgage industry. They cover top headlines including Trump campaign scrutiny on LO comp, Senate pressure on Bill Pulte, GSE release tensions, and the latest jobs report impact on mortgage rates. Dustin also shares how he built TLOP, lessons from growing a personal brand, and where originators can find real opportunities in 2025. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage

On this episode of The Big Picture, Rich and Rob are joined by Dustin Owen of Lower and The Loan Officer Podcast for an in-depth discussion on brand, influence, and leadership in today’s mortgage landscape. They open with a breakdown of the week’s biggest headlines: Trump campaign scrutiny of LO compensation and servicing practices, growing Senate pressure on Bill Pulte, and rising tensions over the GSE release. They also analyze how the latest jobs report is influencing rate market volatility and originator sentiment. Dustin shares his journey building The Loan Officer Podcast, how it’s impacted his business and brand, and what it takes to grow a platform that stands out. The conversation covers market blind spots, emerging opportunities for loan officers, and what real visibility looks like in a crowded space. Whether you’re a mortgage professional, industry leader, or content creator, this episode offers real-world insights for navigating growth in 2025 and beyond. #ChrismanCommentary #MortgageNews #MortgageIndustry #LoanOfficerPodcast #DustinOwen #MortgageRates #RealEstateNews #PersonalBranding #LOCompensation #GSERelease #MortgageMarketing #MortgageLeadership #OriginatorTips #TLOP #TheBigPicture #artificialintelligence #AI #aiinmortgage #loanorigination #realestate #loanofficersuccess #loanofficers

This week on The Big Picture, Rich and Rob return for a timely discussion of the latest developments shaping the housing and mortgage landscape. From continued uncertainty around inflation to evolving signals from the Federal Reserve, they break down the headlines and market narratives driving industry conversation. They’re joined by Rob Chrane, founder and CEO of Down Payment Resource, for an in-depth look at one of the most underutilized opportunities in the market today: down payment assistance (DPA). The conversation explores how many buyers actually qualify for DPA programs, why many lenders have historically avoided them, and what distinguishes effective, scalable offerings from those that drain resources. Mr. Chrane also share his perspective on the role of federal policy, priorities for future DPA initiatives, and how technology integrations are beginning to streamline program access. Additionally, the discussion will address common misconceptions among loan officers when working with first-time homebuyers and offer insight into what’s ahead for Down Payment Resource.